Protection
Protect your mortgage. Protect the people who rely on you.
Understand mortgage protection in Hampshire and how life, income and critical illness cover may support the people who rely on you.
What lenders look at
Useful options, explained simply.
- 01Life cover can help your family repay or keep up with the mortgage after a death.
- 02Income protection can replace part of your income if you cannot work because of illness or injury.
- 03Critical illness cover can pay a lump sum after certain serious illnesses.
Common Questions
A few answers before you start.
Do I need protection?
There is no one answer for everyone. Your mortgage, income, family and existing cover all matter. A regulated adviser can help you understand what may be appropriate.
What is life cover?
Life cover can pay out if you die during the policy term. It is often considered alongside a mortgage so the people left behind have more financial options.
What is income protection?
Income protection is designed to provide a regular income if illness or injury stops you working. The policy terms and waiting period vary.
What is critical illness cover?
Critical illness cover can pay a lump sum if you are diagnosed with one of the specific illnesses listed in the policy. The definitions and exclusions matter.
Ready to take the first step?
Want to understand what could protect your plans?
A mortgage broker can give advice and recommendations based on your circumstances.